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Economics 101

Fundamental economics concepts

20 cards · practical

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Cards (20)

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ScarcityFinite resources cannot satisfy unlimited wants
Because resources are limited, every choice involves giving something up.
Opportunity costValue of the next-best alternative forgone
Choosing one option means losing the benefits of the next-best choice.
Marginal utilityExtra satisfaction from consuming one more unit
The first slice of pizza pleases more than the fifth—utility tends to diminish.
Law of demandHigher prices reduce quantity demanded
As price rises, people buy less, all else equal.
Law of supplyHigher prices increase quantity supplied
Rising prices encourage producers to offer more for sale.
Market equilibriumPrice where quantity demanded equals quantity supplied
At equilibrium, there’s no pressure for price to move up or down.
Price elasticity of demandResponsiveness of quantity demanded to price changes
Elastic > 1: sensitive (luxuries). Inelastic < 1: less sensitive (gasoline).
Price ceilingLegal maximum price; if binding, creates a shortage
Rent control is a common example of a binding ceiling creating shortages.
Gross domestic productMarket value of final goods and services produced domestically
Counts final goods only to avoid double-counting intermediates.
Real GDPGDP adjusted for inflation (constant prices)
Separates true output growth from price changes.
InflationSustained rise in the general price level
Inflation erodes purchasing power over time.
Consumer Price IndexIndex of consumer prices used to track inflation
Based on a fixed basket of goods and services purchased by households.
Monetary policyCentral bank actions on money and interest to stabilize the economy
Tools include policy rates, open market operations, and quantitative easing.
Fiscal policyGovernment spending and taxation to influence the economy
Expansionary: higher spending or lower taxes; contractionary does the reverse.
Perfect competitionMany firms, identical products, price takers, free entry
In the long run, firms earn zero economic profit in this market.
MonopolySingle seller with market power and no close substitutes
Monopolies set prices above competitive levels, creating deadweight loss.
Comparative advantageLower opportunity cost in producing a good
Trade can benefit both sides even if one is absolutely better at everything.
ExternalityCost or benefit on bystanders not reflected in market prices
Pollution is a negative externality; vaccinations create positive spillovers.
Sunk cost fallacyLetting unrecoverable past costs sway current decisions
Ignore sunk costs; decide based on future costs and benefits only.
Broken window fallacyMistaking destruction for net economic benefit
Repairs shift spending; they don’t create new wealth overall.